The P2P receivables exchange and financing platform for SME on the blockchain.
Global business relations are common practice. However, when it comes to paperwork and payment, there is still plenty of room for improvement.
With finbc, international invoicing and payments become easier than ever. Send invoices to your customers around the world right out of the ERP system, enabling them to pay with just one click. No matter whether regular or crypto currency.
An AI powered liquidity management tool forecasts potential gaps and our on-demand factoring provides you with fast and easy cash.
All finbc members can also become an investor by allocating liquidity to other members. Our algorithms ensure the best match for both – investor and seller. Finbc’s member rating system and external credit agencies provide decision support.
Your business is expanding, the order backlog is full, yet there is a lack of liquidity? You do invest loads into managing outstanding receivables? And yet, your debtors pay late?
We support you in managing your liquidity. End to end. Starting from incoming purchase orders, sending invoices to debtors up to checking cash accounts for payments. Our professional dunning services support you to claim your money. And if you need fast liquidity you can use our factoring service on demand with just one click.
Sell your invoices and get funds instantly by using our escrow payment service on the blockchain. Select your invoices you want to sell. You can select single invoices or whole batches that match a liquidity need. The selected invoices are cast on the blockchain and payment and invoice assets are exchanged via a smart contract on our escrow account. finbc checks status on bank cash accounts or escrow for incoming payments and initiates repayments.
4 easy steps to your liquidity
your invoices from your ERP System
your liquidity and risk exposure with your debtors
your invoices with your peers
4. Get paid
in any currency
The finbc coins (FBC) are tokenized equity which enable investors to fund the new way of international B2B payments and financing services via Security Token Offering (STO) based on the Liechtenstein law.
The token is modelled as a preference share (no voting rights) with 49% of the equity of the Liechtenstein based finbc stock corporation.
Token entitles for dividends.
Listing at exchanges planned for Q3 2019 (MDX, GSX).
Contrary to utility tokens, an emission of a security token is subject to strict supervision. By issuing a dedicated prospect following the Liechtenstein law we implement the highest standards and pursue utmost transparency to investors and users
1. PRIVATE TRANCHE: 2 Million FBC
The exclusive private offering phase will grant selected strategic investors a 20% Bonus on all tokens bought.
2. EARLY INVESTORS TRANCHE: 2 Million FBC
The early investors offering phase will grant early stage investors a 10% Bonus on all tokens bought.
3. PUBLIC INVESTORS TRANCHE: 10 Million FBC
The public offering phase will have no bonus.
for bonified tokens: 10% per month
– 21 million FBC (ERC-233 tokens)*
– Unsold tokens will be retained
– Minimum purchase amount = 1000 FBC
– KYC mandatory
– Tokens can be bought with EUR, US, BTC & ETH
*to be verified under legal, tax and crypto exchange regulations
finbc is founded
finbc is on the blockchain
pilot phase v1.0 Beta
public release V1.0
STO listing with MDX
Chief of The Bench on ICObench
With our partners we have access to more than € 8bn transaction value.