Discover the new art of invoicing, payment and liquidity planning.


Global business relations are common practice. However, when it comes to paperwork and payment, there is still plenty of room for improvement.

With finbc, international invoicing and payments become easier than ever. Send invoices to your customers around the world right out of the ERP system, enabling them to pay with just one click. No matter whether regular or crypto currency.

An AI powered liquidity management tool forecasts potential gaps and our on-demand factoring provides you with fast and easy cash.

All finbc members can also become an investor by allocating liquidity to other members. Our algorithms ensure the best match for both – investor and seller. Finbc’s member rating system and external credit agencies provide decision support.

More than just factoring

Your business is expanding, the order backlog is full, yet there is a lack of liquidity? You do invest loads into managing outstanding receivables? And yet, your debtors pay late?

finbc makes your life easier

We support you in managing your liquidity. End to end. Starting from incoming purchase orders, sending invoices to debtors up to checking cash accounts for payments. Our professional dunning services support you to claim your money. And if you need fast liquidity you can use our factoring service on demand with just one click.

You need fast liquidity?

Sell your invoices and get funds instantly by using our escrow payment service on the blockchain. Select your invoices you want to sell. You can select single invoices or whole batches that match a liquidity need. The selected invoices are cast on the blockchain and payment and invoice assets are exchanged via a smart contract on our escrow account. finbc checks status on bank cash accounts or escrow for incoming payments and initiates repayments.

How does it work?

Connect – Manage – Exchange – Settle

4 easy steps to your liquidity

1. Upload
your invoices from your ERP System

2. Analyse
your liquidity and risk exposure with your debtors

3. Exchange
your invoices with your peers

4. Get paid
in any currency


The Roadmap

With help from our teams, advisory board, partners, and investors these are the milestones we are looking forward to achieving.


We have a strong team with a huge market know how,  a wide mix of experience and an extensive network.

Stefan Grimm

  • 18+ years exp. in consulting, project management, banking & factoring. Previous partner at IT consultancy, established subsidiary. Served i.a. at Accenture, SEB Bank.
  • Built automotive bank, various finance & IT projects. Led teams with >140 members and up to 60m€.
  • Blockchain enthusiast, expert in payments

Tobias Pitz

  • 12+ years consulting, project management and finance experience, i.a. at Accenture
  • Built automotive bank, various finance and IT projects. Responsible for projects with more than 100 team members and up to 30m€.
  • Expert in Agile Transformation

Andreas Scheifele

  • 12+ years experience in marketing, factoring, corporate strategy and organizational development. Worked for i.a. HP, Samsung, ROSATOM.
  • Serial founder in diverse industries (Consulting, Factoring, FMCG)
  • Previously Director for a fintech factoring corporation, responsible for entire business development

Torsten Stein

  • 15+ years experience as lead technical architect & developer
  • Blockchain pioneer with long standing project track record
  • Keynote speaker at various events and fairs
  • Founder of faizod, a blockchain development consultancy

Marco Jacobasch
Senior Developer

  • 11+ years experience in software development
  • full-stack developer with long and proven track record
  • specialized in middleware software engineering
  • co-founder and main developer of various platforms and projects in diverse industries


Jutta Suhr-Böhm
Business Analyst

  • 25+ years experience in Banking, Project and Test Management
  • built a bank and was responsible the entire payments process
  • worked on many regulatory projects and dealt with all relevant authorities (i.a. BaFin)


Benjamin Müller
Software Developer & QA Engineer

  • 6+ years experience in IT, quality assurance and test automation
  • implemented blockchain technology in various projects
  • experienced in token sale design

Motivation Engineer
2+ years experience in motivation engineering and occupational therapy
Philipp Kanaan
Software Developer & Engineer

  • 8+ years experience in software engineering and PM
  • blockchain enthusiast & public speaker
  • experienced in blockchain technology implementation

Advisory Board

Nikolay Shkilev
Board Advisor
CEO & Co-Founder of TOP ICO Advisors, TOP3 ICObench advisor 
Vladimir Nikitin
Board Advisor

Chief of The Bench on ICObench

Henri de Jong
Board Advisor
Quantoz board member and responsible for business development
Dr.Michael Runds-hagen
Board Advisor
VP at Cognizant Technology Solutions, leading the whole DACH-region’s consulting business.
Georg Strich
Board Advisor
Principal at Investors Marketing AG and former CMO of TARGO Commercial Finance
Frank Thole
Board Advisor
Managing Director WEPEX Consulting for Financial Markets, Co-Founder WEPEX micobo Blockchain Lab, Global Crypto Excellence, University Lecturer

Prof. Dr. Nils Urbach
Board Advisor
Professor at University of Bayreuth and co-founder of the Fraunhofer Blockchain Lab
Dr. Andreas Wagner
Board Advisor
Well connected with local companies and institutions, as well as author of 12 books

Meet Us Here

Get In Touch

Any question? Reach out to us and we’ll get back to you shortly.


Our Partners & Network

With our partners we have access to more than € 8bn transaction value.

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